Bank Branch Details-Indian Overseas Bank-IOBA0000048

BANK BRANCH DETAILS INDIAN OVERSEAS BANK IOBA0000048

Indian Overseas Bank - ESPLANADE Branch

IFSC Code: IOBA0000048

CHENNAI, TAMIL NADU

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Indian Overseas Bank ESPLANADE Branch Information

Contact Details

IFSC Code:

IOBA0000048

Contact Number: 25340917

Email: Not Available

Address:

NO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018

Location Details

City:

District: CHENNAI

State: TAMIL NADU

Pincode:

About Indian Overseas Bank ESPLANADE Branch

The Indian Overseas Bank ESPLANADE branch in CHENNAI, TAMIL NADU is a full-service banking facility providing comprehensive financial services to individuals and businesses in the CHENNAI area.

Banking Services at ESPLANADE Branch

This branch offers a complete range of banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans (personal, home, vehicle, education, and business), credit cards, debit cards, and investment options.

IFSC Code Information

The IFSC code IOBA0000048 for Indian Overseas Bank ESPLANADE branch is essential for conducting secure electronic fund transfers. This unique 11-character code helps identify the branch for NEFT, RTGS, and IMPS transactions throughout India's banking network.

Branch Location and Accessibility

Located at NO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018, this branch serves customers in CHENNAI, CHENNAI district with convenient banking hours and accessible facilities. The branch falls under pincode 600018.

Digital Banking Options

Customers of Indian Overseas Bank ESPLANADE branch can also access a wide range of digital banking services including mobile banking, internet banking, UPI payments, and more for their everyday banking needs.

FAQs About Indian Overseas Bank ESPLANADE Branch

The IFSC Code is IOBA0000048. This code is essential for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

The branch is located at NO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018, CHENNAI, TAMIL NADU, Pincode: 600018. It serves the CHENNAI area and surrounding localities within CHENNAI district.

The branch offers the following electronic payment services: NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), UPI (Unified Payments Interface). These services enable secure and convenient fund transfers across India.

Weekdays (Monday to Friday): 10:00 AM to 4:00 PM for public transactions. Cash transactions may close by 3:00 PM.
Saturdays: Open on the 1st, 3rd, and 5th Saturdays of the month from 10:00 AM to 3:30 PM. Closed on 2nd and 4th Saturdays.
Sundays: Closed
Bank Holidays: Closed on national and regional holidays as per RBI guidelines.

You can contact the branch by calling 25340917 during business hours or by visiting the branch located at NO 7, CHENNAI HOUSE, ESPLANADE, CHENNAI - 600 018. For after-hours support, you can use the bank's 24x7 customer care helpline or internet banking services.

Please contact the branch directly for the MICR (Magnetic Ink Character Recognition) code information.

Yes, you can open various types of accounts at this branch including savings accounts, current accounts, salary accounts, and fixed deposits. Visit the branch with proper KYC documents like Aadhaar card, PAN card, passport-sized photographs, and address proof to open a new account.

This branch typically offers various loan products including home loans, personal loans, education loans, vehicle loans, gold loans, and business loans. Interest rates and terms vary based on the loan type and applicant's eligibility.

Most Indian Overseas Bank branches have ATM facilities either within the branch premises or nearby. Please contact the branch directly to confirm ATM availability at this specific location.

You can verify your transaction status through your net banking account, mobile banking app, or by contacting the branch directly with your transaction reference number. Most electronic transfers are processed within a few hours depending on the banking hours and type of transfer.

Available Payment Services

NEFT

RTGS

IMPS

UPI